SME Loan and Bank Facilities

SME Loan and Bank Facilities

We offer a pre credit analysis and assist our SME client to obtain bank loan and facilities from our introduced bankers. Due to a better relationship between us and our introduced banker, we act as a consultant for our client in order to achieve a higher chance of success application and a better offer in terms of loan size or interest rate, etc.

We provide a free-of-charge preliminary consultancy and assessment for your company. We can focus on the effect of accounting and taxation if you are considering any of the above transactions. Quotation will be given after preliminary assessment on the company’s situation and the scope of services required.

---------------------------------------------------------------------------------------------------------------------------------------------------

SME Financing Guarantee Scheme

The "SME Financing Guarantee Scheme" ("SFGS")launched by HKMC Insurance Limited("HKMCI"). We are pleased to offer flexible lending solution to meet your financing needs.

Product Features

	80% Guarantee Product	90% Guarantee Product	Special 100% Loan Guarantee
Maximum Loan Amount	HK$18 million	HK$8 million	HK$6 million
Maximum Guarantee Period	7 years	5 years	8 years
Maximum Principal Moratorium	18 months	18 months	18 months
Loan Type	Term Loan, Revolving Credit Facility	Term Loan	Term Loan

The actual loan amount, interest rate, handling fee and applicable terms and conditions are subject to the bank’s final approval.

Special 100% Loan Guarantee Scheme - WHO CAN APPLY?

Companies operating and registered in Hong Kong
Companies with a valid Business Registration Certificate
Not a listed company, lending institution or the lender’s affiliates
Companies with at least 30% decline in sales turnover since February 2020

Service