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SME Loan Services
SME Loan Services

SME Loan and Bank Facilities

We offer a pre credit analysis and assist our SME client to obtain bank loan and facilities from our introduced bankers. Due to a better relationship between us and our introduced banker, we act as a consultant for our client in order to achieve a higher chance of success application and a better offer in terms of loan size or interest rate, etc.

We provide a free-of-charge preliminary consultancy and assessment for your company. We can focus on the effect of accounting and taxation if you are considering any of the above transactions. Quotation will be given after preliminary assessment on the company’s situation and the scope of services required.

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SME Financing Guarantee Scheme

The "SME Financing Guarantee Scheme" ("SFGS")launched by HKMC Insurance Limited("HKMCI"). We are pleased to offer flexible lending solution to meet your financing needs.

Product Features

  80% Guarantee Product 90% Guarantee Product Special 100% Loan Guarantee
Maximum Loan Amount HK$18 million HK$8 million HK$6 million 
Maximum Guarantee Period 7 years 5 years 8 years
Maximum Principal Moratorium 18 months 18 months 18 months
Loan Type

Term Loan,
Revolving Credit Facility

Term Loan Term Loan

The actual loan amount, interest rate, handling fee and applicable terms and conditions are subject to the bank’s final approval.

Special 100% Loan Guarantee Scheme - WHO CAN APPLY?

  • Companies operating and registered in Hong Kong
  • Companies with a valid Business Registration Certificate
  • Not a listed company, lending institution or the lender’s affiliates
  • Companies with at least 30% decline in sales turnover since February 2020